SellerFi
Filter configuration·Drives every match

Buybox  /  Your deal criteria

These settings are the rules the scanner runs every listing through. Change them and your matches recompute right away — tighten the cash-flow floor to see fewer, stronger deals, or loosen the overpay band to widen the net. Per-listing tuning still lives on the Matches screen; this is the baseline.

Cash flow rule

The hard rule: the owner-finance payment must sit below market rent, and the spread is the monthly cash flow. A listing only becomes a match when its projected net cash flow clears the minimum.

$

Listings below this are filtered out entirely. The default spec is $500.

$

The number you'd love to hit. Used for scoring, not as a hard cut. Must be ≥ the minimum.

Default offer terms

The seller-finance terms used to model every deal. Real owner-finance interest runs roughly 0–3% (far below a bank mortgage), so the default is 2%. You can still tune any single listing's terms live on the Matches screen.

%

Owner-finance rate. Typically 0–3%.

%

Suggested % to offer. Lower keeps cash-on-cash high.

yr

Amortization period. Standard is 30.

Overpay margin

How far above true value (Zestimate or county comp) you'll go on price. In a slow market you can pay a premium because the seller is financing it. An offer inside this band scores well; outside it gets flagged. Listings with no real value estimate skip this rule and qualify on cash flow alone.

%

Bottom of the band. The default spec is 15%.

%

Top of the band. The default spec is 20%. Must be ≥ the minimum.

Safety filters

Guardrails that keep risky deal structures out of your matches.

Skip listings that would require taking over the seller's existing mortgage (subject-to). On by default — these carry more legal and due-on-sale risk.

Only match homes the seller appears to own free-and-clear (no underlying loan). Cleanest path to seller financing.

Notifications

How often you get an email digest of new matches.